Portfolio Rental Loans

Aggregate multiple rental properties into a single, streamlined financing structure. Simplify your balance sheet and unlock capital efficiency across your entire rental portfolio.

Overview

What Is a Portfolio Rental Loan?

Portfolio rental loans allow real estate investors to consolidate multiple single-family or small multifamily rental properties under a single loan — eliminating the complexity and cost of managing individual mortgages on each property. These loans are structured based on the aggregate cash flow of the entire portfolio, providing a more efficient and scalable financing solution for investors with multiple assets. Progressive Realty Capital’s portfolio rental program is designed for investors who have built a meaningful rental portfolio and are looking to optimize their capital structure, reduce administrative burden, and free up equity for future acquisitions.

Ideal Borrower

Who This Loan Is For

Key Benefits

Why Choose This Product

Loan Highlights

Minimum Properties

5+ Properties

Loan-to-Value

Up to 75%

Minimum Portfolio Value

$500,000

Loan Term

5, 10, 30-Year Options

Property Types

SFR, 2-4 Units

Underwriting Basis

Portfolio DSCR

Ready to Apply?

Our team can issue a term sheet within 48 hours. Start your application today.