Flexible interim financing that bridges the gap between acquisition and permanent capital — enabling investors and developers to act decisively on time-sensitive opportunities.
Bridge loans are short-to-medium-term financing instruments designed to provide immediate capital while a borrower secures longer-term financing or completes a value-add business plan. In real estate, bridge loans are commonly used to acquire properties that do not yet qualify for conventional or agency financing — due to occupancy, condition, or cash flow — with the intent to stabilize the asset and refinance into permanent debt. Progressive Realty Capital’s bridge loan program offers competitive rates, flexible structures, and rapid execution to ensure borrowers can capitalize on opportunities without delay.
Ideal Borrower
Who This Loan Is For
Investors acquiring transitional or value-add commercial and residential properties
Developers bridging the gap between construction completion and permanent financing
Borrowers refinancing out of a maturing loan while stabilizing an asset
Investors needing to close quickly before conventional financing can be arranged
Operators repositioning properties to increase occupancy or net operating income
Key Benefits
Why Choose This Product
Rapid closings to meet tight acquisition timelines
Flexible underwriting focused on the asset's potential, not just current performance
Interest-only structures to preserve cash flow during the business plan execution
Extensions available for projects requiring additional time to stabilize
Non-recourse options available for qualifying transactions
Suitable for a broad range of asset classes including multifamily, office, retail, and mixed-use
Loan Highlights
Loan-to-Value
Up to 75%
Loan Term
6 – 36 Months
Minimum Loan Amount
$500,000
Asset Classes
Multifamily, Commercial, Mixed-Use
Recourse
Recourse & Non-Recourse Available
Closing Timeline
2 – 4 Weeks
Ready to Apply?
Our team can issue a term sheet within 48 hours. Start your application today.
