Fix & Flip Loans

Short-term capital for residential investors who acquire, renovate, and resell properties. It offers fast closings, competitive rates, and flexible terms designed for active deal flow.

Overview

What Is a Fix & Flip Loan?

Fix & Flip loans are short-term bridge financing products designed for real estate investors who purchase distressed or undervalued residential properties, renovate them, and sell them for a profit. These loans are structured to provide rapid access to capital — covering both the acquisition cost and renovation budget — so investors can move quickly on time-sensitive opportunities. Progressive Realty Capital’s Fix & Flip financing is built for speed and flexibility, with streamlined underwriting that focuses on the after-repair value (ARV) of the property rather than traditional income-based qualification metrics.

Ideal Borrower

Who This Loan Is For

Key Benefits

Why Choose This Product

Loan Highlights

Loan-to-ARV

Up to 75%

Loan-to-Cost

Up to 90%

Loan Term

6 – 18 Months

Minimum Loan Amount

$75,000

Property Types

SFR, 2-4 Units, Condos

Closing Timeline

As Fast as 10 Days

Ready to Apply?

Our team can issue a term sheet within 48 hours. Start your application today.